Prenuptial Agreements in Maryland

by Kathryn Lawryszek | Posted in Family Law | Reading Time: 6 minutes

I know we are being bummers, but now – right before the busy marriage season starts – is a good time to bring up this tough topic. Nobody likes to think of divorce before a marriage. But face facts – 50% of marriages end up that way. It is a realistic possibility for anyone. So....

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Medical Care after a Car Accident – How do I pay for it?

by Tucker Clagett | Posted in Personal Injury | Reading Time: 6 minutes

Your primary concern after suffering any sort of personal injury in Waldorf, Maryland should be getting quality medical care and getting well. Believe it or not, this can actually be fairly difficult – at least paying for it all can be. Why? Because our health insurance system, and the laws governing it, are a hot...

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Can You Keep Your Car When You File For Bankruptcy?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes

 Worried about losing your car if you file for bankruptcy? For many Maryland residents, especially in Southern Maryland, having a vehicle is a necessity. The good news is that you can often keep your car in both Chapter 7 and Chapter 13 bankruptcy, depending on your specific situation. When you visit our Waldorf or...

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Government Shutdown Crisis Budgeting

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes

Budgeting crisis.

Here we go again. The government shut down is scheduled to start December 21st. Federal employees may soon be unsure about when they will get a paycheck. This one could last a long time.  What is the best way to budget for a short term crisis like the government shutdown? As a bankruptcy attorney in...

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I’m Just the Cosigner! Why are They Suing Me?

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 3 minutes

In Maryland you will often see cases where the lender just sues the cosigner. This can be very frustrating for the cosigner of a loan. They probably thought they were just helping out. They probably thought they couldn’t get sued themselves. People in this situation who come to us for a bankruptcy consult or civil...

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How to Store Your Documents – the Right Way

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

Even in our increasingly digital world, you still have some important legal documents that are probably still in hard copy, and must be properly protected. If your most important documents are just shoved into a drawer, or a cheap metal filing cabinet, then you are going to have a HUGE headache if something goes badly....

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How to Let Your Kids Steal Your Money

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

This is a cautionary tale. Read this to find out what NOT to do for your children. You can be forced to pay for the divorce and child support debts of someone else, if you do this one very common thing. What if you suddenly had your entire life savings drained dry due to your...

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Recurring Charges: Why Are You Paying For That?

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 2 minutes

Fan of credit cards.

On my way to Bankruptcy Court in Greenbelt, I caught a story on WTOP that said that more than 2 million people who are still paying for AOL dial-up service actually have high-speed internet access.  It would seem likely that many of these people are paying for a service they no longer use. As part of...

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What Should You Do With Your Stimulus Check in 2021?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes

Last year in 2020, I wrote an article about what to do with your government stimulus check. We’ve gotten two more since then, and my advice has changed. Last year the right answer was to save it as an emergency fund for the coming pandemic, and to use it to pay down debt if you...

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