by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 6 minutes
You did it! The taxes are done. It is tempting to shove it all in a file cabinet and forget about it until next year. Don’t do that – yet. Have you ever looked at all that information in your taxes? You should! It can be very valuable if you want to get healthy –…
by D'Erra Jackson | Posted in Family Law | Reading Time: 3 minutes
Each tax filing season can bring up thorny issues that will affect couples long after they’ve separated. Unless ex-spouses can set aside their differences, one or both partners will often end up overpaying. For example, one tax preparer in a Wall Street Journal story told of a tax return he did where the wife was…
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
As a bankruptcy lawyer in Southern Maryland, I know people will be asking me what to do with their government stimulus check. To make sure I was ready to answer this question, I figured I would look at what advice financial experts are giving. The advice I read seemed to be the same advice that…
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
Like so many things in life the answer to this question is “that it depends.” The right advice for one person can be the wrong answer for someone else. A person laid off from a restaurant is in a different situation than a person who is working for the federal government. Recently, some clients have…
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes
Even if you have been keeping up with your bills, now is the time to do some emergency budgeting. Nobody knows how bad this will get. (Things have been changing fast. This post was published on March 14th. Not even a week later bars and malls were closed. Now the problem is even bigger. Unemployment…
by D'Erra Jackson | Posted in Family Law | Reading Time: 4 minutes
Maryland divorce cases got harder to resolve after the 2017 tax law. Alimony is now treated completely differently for tax purposes. While the law was passed in 2017 the changes take effect for tax year 2019. Alimony is a complicated subject in a Maryland divorce. Click here to read our post answering all of your…
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes
Most people we meet with for a bankruptcy consultation have done anything and everything they possibly could to avoid filing for bankruptcy.(that bankruptcy consult is free, by the way) Often, “anything and everything” includes increasing their tax allowances and exemptions at work so payroll will start withholding less money from their paycheck. If not done…
by D'Erra Jackson | Posted in Family Law | Reading Time: 5 minutes
Now, right before the busy marriage season starts, is a good time to bring up this tough topic. Nobody likes to think of divorce before a marriage. But face facts – 50% of marriages end up that way. It is a realistic possibility for anyone. So. Got your prenuptial agreement? People think of marriage as…
by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 2 minutes
In Maryland you will often see cases where the lender just sues the cosigner. This can be very frustrating for the cosigner of a loan. People in this situation who come to us for a bankruptcy consult or civil litigation consult to try to fight the suit often ask “Can they do this?” The short…
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
If you live in Southern Maryland it is hard to make do without a car. Because of this one of the things we do when you come in for a free initial bankruptcy consult in our Waldorf or Lexington Park offices is figure out what you have to do to keep your car. If you…
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