Large Tax Bills Are A Sign You May Need To File Bankruptcy

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes

Most people we meet with for a bankruptcy consultation have done anything and everything they possibly could to avoid filing for bankruptcy.(that bankruptcy consult is free, by the way) Often, “anything and everything” includes increasing their tax allowances and exemptions at work so payroll will start withholding less money from their paycheck. If not done…

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Prenuptial Agreements in Maryland

by D'Erra Jackson | Posted in Family Law | Reading Time: 6 minutes

Now, right before the busy marriage season starts, is a good time to bring up this tough topic. Nobody likes to think of divorce before a marriage. But face facts – 50% of marriages end up that way. It is a realistic possibility for anyone. So. Got your prenuptial agreement? People think of marriage as…

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I’m Just the Cosigner! Why are They Suing Me?

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 3 minutes

In Maryland you will often see cases where the lender just sues the cosigner. This can be very frustrating for the cosigner of a loan. People in this situation who come to us for a bankruptcy consult or civil litigation consult to try to fight the suit often ask “Can they do this?” The short…

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Can You Keep Your Car When You File For Bankruptcy?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes

If you live in Southern Maryland it is hard to make do without a car.  Because of this one of the things we do when you come in for a free initial bankruptcy consult in our Waldorf or Lexington Park offices is figure out what you have to do to keep your car. If you…

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Can You Keep Your House When You File For Bankruptcy?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes

For the person who owns a house, the first question they may ask when they come in for a bankruptcy consult is “Can I keep my house?”  The real question is “What do you have to do to keep your house?” In a chapter 7 or a Chapter 13 bankruptcy, if you don’t have any…

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Government Shutdown Crisis Budgeting

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes

Here we go again.  With Federal Employees not knowing when they will get their next paycheck due to the threatened government shutdown, it is time to talk budgeting. Learn the best way to budget for a short term crisis like the government shutdown.  Federal employees and government contractors are loosing sleep worrying about the impact…

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How to Store Your Documents – the Right Way

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 4 minutes

Even in our increasingly digital world, you still have some important legal documents that must be protected. If your most important documents are just shoved into a drawer, or a cheap metal filing cabinet, then you are going to have a HUGE headache if something goes badly. Nobody plans on a house fire, flood, or…

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Medical Care after a Car Accident – How do I pay for it?

by Tucker Clagett | Posted in Personal Injury | Reading Time: 5 minutes

Your primary concern after suffering any sort of personal injury should be getting quality medical care and getting well. Believe it or not, this can actually be fairly difficult. Why? Because our health insurance system, and the laws governing it, are a hot mess! The doctors are getting jerked around by the insurance companies. The…

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No New Year’s Resolutions

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

Should you make a budget and track all of your spending to make sure you follow it? Sure, but is making a New Years resolution really going to make you do it? Probably just the opposite. Almost all New Year’s resolutions fail in the first few months of the year.  My New Years resolution each…

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How to Freeze Your Credit

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 7 minutes

frozen credit card

I was part of the great Equifax hack of 2017. I guess I knew it was only a matter of time, but I had procrastinated taking steps to protect my credit (even after personnally writing about identity theft for this blog!). Now I had to face the music. So I froze my credit this morning….

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