Don’t Put Your Tax Returns Away Until You Do This!

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 6 minutes

You did it! The taxes are done. It is tempting to shove it all in a file cabinet and forget about it until next year. Don’t do that – yet. Have you ever looked at all that information in your taxes? You should! It can be very valuable if you want to get healthy –…

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Is Your Kid’s Online Gaming Currency Taxable?

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: < 1 minute

Well it almost was! In some real “news of the weird” from the IRS, they recently removed a piece of guidance from October 2019 that attempted to tax in game currency like Fortnight Vbucks and Roblox’s Robux. If you don’t know what those are, ask a 12 year old. They are online game currency you…

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Do I Need to Write Out 2020?

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 2 minutes

Last month the internet was awash with legal advice to be sure and write out 2020 on all of your checks and legal documents this year. Was all of that internet baloney? Or was this legit legal advice? The idea is that if you only write “20” for the year when you date legal items,…

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Does the Law Protect Me from Robocalls?

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 4 minutes

cell phone ringing

We’ve all been there. Should I answer? Is it family? Or is it a telemarketer?  Today’s telemarketing calls are usually not live people dialing. They are robots. Robocalls are rampant these days, and they are targeting your cell phone. This post will explain how you can get rid of them, and how to make sure…

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Get Emergency Contact Numbers on Grandma’s Drivers’ License

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 2 minutes

phone for desk

(Originally posted 2011 and update in 2019) The Maryland Motor Vehicle Administration (MVA) may have done something right for a change. Do you want to make sure the right people can be contacted in a medical emergency when you can’t speak for yourself? Do you want to be sure YOU can be contacted in an…

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I’m Just the Cosigner! Why are They Suing Me?

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 2 minutes

clipboard with loan docs

In Maryland you will often see cases where the lender just sues the cosigner. This can be very frustrating for the cosigner of a loan. People in this situation who come to us for a bankruptcy consult or civil litigation consult to try to fight the suit often ask “Can they do this?” The short…

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How to Store Your Documents – the Right Way

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 3 minutes

Even in our increasingly digital world, you still have some important legal documents that must be protected. If your most important documents are just shoved into a drawer, or a cheap metal filing cabinet, then you are going to have a HUGE headache if something goes badly. Nobody plans on a house fire, flood, or…

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Freezing Your Credit Really Works!

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 2 minutes

frozen credit card

A couple of months ago, after the big Equifax credit hack, I took the plunge and froze my credit. I blogged about it on this site and gave a tutorial and step by step guide to freezing your credit. If you haven’t read that post yet, you should do so now. Many people I know,…

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How to Freeze Your Credit

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 6 minutes

frozen credit card

I was part of the great Equifax hack of 2017. I guess I knew it was only a matter of time, but I had procrastinated taking steps to protect my credit (even after personnally writing about identity theft for this blog!). Now I had to face the music. So I froze my credit this morning….

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You’ve Been Hacked. Thanks Equifax!

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

computer virus

The Equifax hack has affected almost half the country. You may have been hacked. At the very least, there is a pretty good chance your personal information has been compromised. That means you may be hacked later. Why is this so bad? Normally when a company experiences a security beach you only have to worry…

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