Insurance You Need (And Some You Don’t)

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 7 minutes

umbrella icon

Do you really know what insurance you need to cover you? Do you know what level of coverage will properly protect you? What if caused a car accident and the other person sued you? What if another person with no insurance (or too little insurance) caused an accident that injured you? What if your house…

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In a car accident with an underinsured motorist, be prepared for a fight

by Tucker Clagett | Posted in Personal Injury | Reading Time: 2 minutes

car with checklist

Uninsured or underinsured Motorist coverage cases are some of the most heavily litigated personal injury car accident claims in Maryland.   There was a trial this summer that exemplified this fact, and it caused quite a lot of internet buzz. It all started when a bad car accident killed a young woman in Maryland. The…

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Enhanced Underinsured Motorist Insurance

by Tucker Clagett | Posted in Personal Injury | Reading Time: 6 minutes

car insurance

(Updated for 2018) A new law just went into effect in Maryland which dramatically changes the way your car insurance works. But you have to know about it yourself, and choose it if you want it. This law will be of enormous benefit to you if you ever get into a car accident and find…

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Medical Care after a Car Accident – How do I pay for it?

by Tucker Clagett | Posted in Personal Injury | Reading Time: 4 minutes

Your primary concern after suffering any sort of personal injury should be getting quality medical care and getting well. Believe it or not, this can actually be fairly difficult. Why? Because our health insurance system, and the laws governing it, are a hot mess! The doctors are getting jerked around by the insurance companies. The…

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Liens in Personal Injury Cases

by Tucker Clagett | Posted in Personal Injury | Reading Time: 5 minutes

check and pen

If you are reading this, it usually means I asked you to because some entity has asserted a lien on the proceeds of your personal injury case.  This post will explain what liens are, how they affect your case, and what we can do about them. Call me to discuss it if we have not…

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Uninsured Motorist Claims

by Tucker Clagett | Posted in Personal Injury | Reading Time: 7 minutes

car broken down

If you buy car insurance in Maryland, you will likely purchase something called uninsured motorist coverage. Attorneys call it UM for short. You may see it abbreviated as “UM/UIM” on your car insurance declarations page. Almost nobody understands it when they buy it. State law sort of forces it on you. So, most people have…

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About Maryland Car Insurance

by Tucker Clagett | Posted in Personal Injury | Reading Time: 3 minutes

car insurance

Who pays for your damages in a car accident case, or other personal injury case? Most people know an insurance company is footing the bill. Our society has evolved in such a way as to require car insurance for almost everything we do. The number one way that will affect you is with car insurance….

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When Your Life Insurance Can Refuse to Pay

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 3 minutes

contract

Many people get life insurance to protect the loved ones they may leave behind. And they probably think they are perfectly safe after they sign on the dotted line. But did you know that in Maryland, your life insurance can legally refuse to pay out sometimes? I had a case years ago where I learned…

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Can my car insurer refuse to renew me if claims aren’t my fault?

by Tucker Clagett | Posted in Personal Injury | Reading Time: 2 minutes

computer skull

Most Maryland drivers worry about their insurer turning them down for “at fault” claims, like causing a car accident which leads to a personal injury lawsuit. But what most Maryland drivers don’t know is that your car insurance can refuse to renew your policy for “not at fault” claims too – if you have too…

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No Personal Injury Protection for Motorcycles in Maryland

by Tucker Clagett | Posted in Personal Injury | Reading Time: 2 minutes

motorcycle accident

If you drive a car in Maryland, your insurance must provide you with $2,500 coverage for personal injury protection. This is a small amount of mandatory no fault insurance coverage for drivers in Maryland. If you are in a car accident, your personal injury protection benefits (known as PIP) will pay your medical bills, and…

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