by Tucker Clagett | Posted in Personal Injury | Reading Time: 5 minutes
Got car insurance? Hopefully you do. But believe it or not, some people don’t have any – or they don’t have enough. And if one of those people cause a car accident with you, you better have UM. That’s attorney lingo for uninsured motorist insurance. (Note: technically it is both UNinsured and UNDERinsured motorist coverage....
by Tucker Clagett | Posted in Personal Injury | Reading Time: 9 minutes
Maryland finally passed a law for enhanced underinsured motorist coverage. This new(ish) law finally allows for “stacking” of underinsured motorist coverage in your car insurance policy. This dramatically changes the way your car insurance works. But you have to know about it, and choose it if you want it. The insurer does not want you...
by Tucker Clagett | Posted in Personal Injury | Reading Time: 6 minutes
Your primary concern after suffering a Waldorf car accident or any sort of personal injury in Waldorf, Maryland should be getting quality medical care and getting well. Believe it or not, this can actually be fairly difficult – at least paying for it all can be. Why? Because our health insurance system, and the laws...
by Tucker Clagett | Posted in Personal Injury | Reading Time: 4 minutes
Motorcycle riders in Maryland already know there are many ways the law treats you differently than car drivers. Here is one more: Motorcycle riders are not usually provided with PIP insurance in Maryland. In our opinion, this law does not make logical sense and should be changed. If you need a Waldorf motorcycle accident attorney,...
by Tucker Clagett | Posted in Personal Injury | Reading Time: 9 minutes
If you buy car insurance in Maryland, you will likely purchase something called uninsured motorist coverage. Attorneys call it UM for short. You may see it abbreviated as “UM/UIM” on your car insurance declarations page. Almost nobody understands it when they buy it. Maryland state law sort of forces it on you. So, most people...
by Tucker Clagett | Posted in Personal Injury | Reading Time: 6 minutes
In a personal injury case, a lien is a legal claim made by a third party—often your health insurance company—seeking reimbursement for medical expenses they covered due to your accident. This means that a portion of your settlement may legally need to be paid back to the insurer. Even though it feels unfair, the law...
by Tucker Clagett | Posted in Personal Injury | Reading Time: 5 minutes
Who pays for your damages in a Waldorf car accident case, or another type of Waldorf personal injury case? Most people know an insurance company is footing the bill after an accident. Our society has evolved in such a way as to require car insurance for almost everything we do. Talk to a Waldorf personal...
by Tucker Clagett | Posted in Personal Injury | Reading Time: 2 minutes
Most Maryland drivers worry about their insurer turning them down for “at fault” claims, like causing a car accident which leads to a personal injury lawsuit. But what most Maryland drivers don’t know is that your car insurance can refuse to renew your policy for “not at fault” claims too – if you have too...
by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 4 minutes
You should get life insurance to protect the loved ones you may leave behind. And you probably think your loved ones are perfectly safe after you sign on the dotted line. But did you know that in Maryland, your life insurance can legally refuse to pay out sometimes? I had a case years ago where...
by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 9 minutes
Do you really know what insurance you need to cover you? Do you know what level of coverage will properly protect you? What if caused a car accident and the other person sued you? What if another person with no insurance (or too little insurance) caused an accident that injured you? What if your house...
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