by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
When you file for bankruptcy in Southern Maryland you need to take two classes. They can be done online or over the phone. There is a Credit Counseling Class that you take before you file. After you file, you need to complete the Debtor Education Class so your case will be closed with a discharge....
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
When people call to schedule their initial consultation in our Lexington Park or Waldorf office they usually want to know what to bring. Our answer is “Just bring yourself”. For the initial consult our main goal is to get an overall picture of your financial situation. We will have plenty of time down the road...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: < 1 minute
Here is the link to US Trustee Bankruptcy Information Sheet that anyone who files for bankruptcy in Maryland is required to review. While we include a copy of in the folder we give to every client we figured having an online version couldn’t hurt. Maybe now Dave Gormley will get rid of that laminated copy...
by Nasheia Smith | Posted in Family Law | Reading Time: 4 minutes
So you received the notice in the mail that we have a Scheduling Conference or Settlement Conference coming up. This post will explain what exactly that means, especially for Charles, St. Mary’s and Prince George’s Counties. A Settlement / Scheduling Conference is a formal meeting with the Judge or Magistrate. It is a way for...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes
Ok, we are going to the Court House, but we are not going in front of a Judge. The Court House is bordered by Pratt, Hanover, Lombard and Hopkins. The entrance faces Lombard Street where the two wings meet at a “V”. For parking it is best to plan on paying for a garage....
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes
Navigating Bankruptcy Procedures: Your Journey to the Courthouse When you file for bankruptcy you often only have to attend one meeting. If you live in Southern Maryland this means going to the US Trustee’s office in Greenbelt. However if we have to attend a bankruptcy hearing you will be going to the Court House. For...
by Nasheia Smith | Posted in Family Law | Reading Time: 4 minutes
People often ask us what they need to bring to their first family law consultation. While it’s not necessary to bring anything to your divorce, child custody, or adoption consultation, there are some things you can bring that will be helpful. This post will list them. Most of the information I need to know will...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
Now your plan is confirmed you still have to complete the plan. In most cases there are five years of payments. However, the five years runs from the filing of your case, not when it is confirmed. So that finish line has gotten closer while we were negotiating with the Trustee over the payments. You...
by Nasheia Smith | Posted in Family Law | Reading Time: 5 minutes
There are some family law cases that are not contested. This means the parties are able to address the issues and come to an arrangement or an agreement that works for both of them. These cases are said to be “uncontested.” However, you still have to present evidence at a hearing. The court cannot just...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes
Chapter 7 Step 6 – Waiting: After the meeting, the Trustee and the creditors have 80 days to object to your right to a discharge. This does not usually happen, as long as your bankruptcy petition is accurate. Your attorney will handle it if it does happen. Typically, the only extra step may be reaffirmation...
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