by Dave Gormley | Posted in DUI/DWI & Criminal Law | Reading Time: 3 minutes
Maryland has a series of new laws that took effect October 1, 2015 affecting people with relatively minor criminal records. In the past, your criminal record was out there for the world to see as public information. Anyone with a computer could see if you were arrested for something, even if it was minor. This...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
As a bankruptcy lawyer in Southern Maryland, I know people will be asking me what to do with their government stimulus check. To make sure I was ready to answer this question, I figured I would look at what advice financial experts are giving. The advice I read seemed to be the same advice that...
by Nasheia Smith | Posted in Family Law | Reading Time: 3 minutes
Just in time for tax season come two horror stories of people who have royally screwed up their taxes after their divorce by not paying alimony the right way. We want to remind you that getting a divorce attorney is not the only professional you need to hire. In any tax situation, you should seek...
by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 4 minutes
Two new federal laws take effect April 1, 2020. Both were created in response to the Covid-19 threat on March 18, 2020. Both provide significant new protections for employees. And, predictably, both are confusing and unclear! Our firm does not handle employment law cases, but since these laws are of great interest to many of...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
There is a lot of help available for those Maryland homeowners who face foreclosure. There are a lot of federal laws too. To be honest, many of these government programs are not as helpful as they were meant to be. Some only consider people in a very narrow set of circumstances. Some are narrow in...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
When people come into our Waldorf or Lexington Park office for a free bankruptcy consultation, there are certain questions they will ask. One of these is “How much debt do you need to have to file for bankruptcy?” The truth is that there is no minimum amount of debt that you are required to have...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
In a chapter 13 plan you are supposed to send in regular plan payments to the bankruptcy trustee. The Trustee disburses the money to the creditors. Usually this payment comes right out of our paycheck after the plan is confirmed. If you don’t get a paycheck because you were laid off because of COVID19,...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes
When people call to schedule their initial consultation in our Lexington Park or Waldorf office they usually want to know what to bring. Our answer is “Just bring yourself”. For the initial consult our main goal is to get an overall picture of your financial situation. We will have plenty of time down the road...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes
A short sale (also called a pre-foreclosure sale) is one of your options to prevent a foreclosure on your home. To see a complete list of your options, click here and read our Free Legal Consumer Guide about Foreclosures. And you need to explore your options with an attorney before deciding if a short sale...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 6 minutes
Even if you have been keeping up with your bills, now is the time to do some emergency budgeting. Nobody knows how bad this will get. (Things have been changing fast. This post was published on March 14th. Not even a week later bars and malls were closed. Now the problem is even bigger. Unemployment...
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