by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes
A short sale (also called a pre-foreclosure sale) is one of your options to prevent a foreclosure on your home. To see a complete list of your options, click here and read our Free Legal Consumer Guide about Foreclosures. And you need to explore your options with an attorney before deciding if a short sale...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 6 minutes
Even if you have been keeping up with your bills, now is the time to do some emergency budgeting. Nobody knows how bad this will get. (Things have been changing fast. This post was published on March 14th. Not even a week later bars and malls were closed. Now the problem is even bigger. Unemployment...
by Dave Gormley | Posted in What's New With Us | Reading Time: 2 minutes
Virtual Consults Now in Waldorf & Southern Maryland With everyone in Waldorf and Southern Maryland having busy schedules, and many having long commutes, getting to your lawyer’s office can be a challenge. Because of this we have always been willing to do appointments and consultations by phone. Now with the with the corona virus going...
by Nasheia Smith | Posted in Family Law | Reading Time: 2 minutes
Normally, the legal issue of who can claim the children will be something your lawyer will deal with during the divorce. If you have children of the marriage, your separation agreement or divorce decree will usually address the issue of who gets the kids at tax time. This is something that can be negotiated. You should...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: < 1 minute
Think you will never be able to get a mortgage again if you file for bankruptcy? In this video Dave Gormley discusses with Seanna Smallwood of Southern Trust Mortgage how a person with VA eligibility can get a mortgage while their Chapter 13 Bankruptcy is pending. Want to know more? Discover what you need to know about...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 6 minutes
Sometimes when people come into our Waldorf or Lexington Park office they know exactly what type of bankruptcy they want to file. Other times a person just comes in to find out what options they may have. During your initial consultation we may even find that deciding what is the best bankruptcy option is a...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: < 1 minute
If you are a real estate professional in Southern Maryland here are some bankruptcy basics that you need to know. Here is a slide share video of Dave Gormley giving a lunch and learn presentation to a group of real estate professionals in our office. Along with an overview of bankruptcy law you find...
by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 9 minutes
Do you really know what insurance you need to cover you? Do you know what level of coverage will properly protect you? What if caused a car accident and the other person sued you? What if another person with no insurance (or too little insurance) caused an accident that injured you? What if your house...
by Nasheia Smith | Posted in Family Law | Reading Time: 4 minutes
Maryland divorce cases got harder to resolve after the 2017 tax law. Alimony is now treated completely differently for tax purposes. While the law was passed in 2017 the changes take effect for tax year 2019. Alimony is a complicated subject in a Maryland divorce. Click here to read our post answering all of your...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
You have a pending Chapter 13 bankruptcy in Southern Maryland and your car has died or needs a huge repair. You may be surprised that you do have the option of getting a loan to buy a new or used car. What shouldn’t surprise you is that it is a bit of a pain, and it...
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