Government Shutdown Crisis Budgeting

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes

Budgeting crisis.

Here we go again. The government shut down is scheduled to start October 1. Federal employees may soon be unsure about when they will get a paycheck. This one could last a long time.  What is the best way to budget for a short term crisis like the government shutdown? As a bankruptcy attorney in...

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What Happens If I Can’t Make My Chapter 13 Plan Payment Due To The Government Shutdown?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes

The government shutdown is going to cause intense financial pressure on government workers and contractors who are in a Chapter 13 Bankruptcy payment plan. Individuals in a chapter 13 plan are supposed to send in regular plan payments to the bankruptcy trustee, who disburses the money to their creditors. If their paycheck is stopped because...

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About Maryland Car Insurance

by Tucker Clagett | Posted in Personal Injury | Reading Time: 4 minutes

Who pays for your damages in a Waldorf car accident case, or another type of Waldorf personal injury case? Most people know an insurance company is footing the bill after an accident. Our society has evolved in such a way as to require car insurance for almost everything we do. Although this post will discuss...

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How to Settle Your Own Car Accident Case Without a Lawyer

by Tucker Clagett | Posted in Personal Injury | Reading Time: 10 minutes

Can you settle your own Waldorf, Maryland car accident case without hiring a personal injury lawyer? Yes, you can – IF . . . IF your case is smaller, and IF you have the right type of case, and IF a personal injury lawyer screens your case and tells you this is a reasonable approach, then you...

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Enhanced Underinsured Motorist Insurance

by Tucker Clagett | Posted in Personal Injury | Reading Time: 8 minutes

Maryland passed a law not long ago that allowed for “stacking” of underinsured motorist coverage in your car insurance policy. This dramatically changes the way your car insurance works. But you have to know about it, and choose it if you want it. The insurer does not want you to choose this option, and they...

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How to Store Your Documents – the Right Way

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

Even in our increasingly digital world, you still have some important legal documents that are probably still in hard copy, and must be properly protected. If your most important documents are just shoved into a drawer, or a cheap metal filing cabinet, then you are going to have a HUGE headache if something goes badly....

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How to Let Your Kids Steal Your Money

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

This is a cautionary tale. Read this to find out what NOT to do for your children. You can be forced to pay for the divorce and child support debts of someone else, if you do this one very common thing. What if you suddenly had your entire life savings drained dry due to your...

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Can I Be Denied for Chapter 13 Bankruptcy?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes

Chapter 13 bankruptcy can be a lifeline for individuals and families looking to restructure their debts and start anew. However, potential clients often ask us, Can you be denied for a chapter 13 bankruptcy? The answer is yes. The chapter 13 bankruptcy process isn’t straightforward, and courts will reject a chapter 13 bankruptcy filing in...

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Legal Guide to Charitable Giving in Maryland

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 4 minutes

Couple settling their own car accident case.

Charitable giving is wonderful and noble. Our firm supports a number of local charities and community organizations. I know the importance of their fund raising. However, we also know that some people try to use a fake charity to scam others out of their money. So we would like to give you some tips to...

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