Identity Theft: If It Happens to You (Part 1)

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 5 minutes

Hackers, skimmers, and data thieves are a part of modern life. As a result, identity theft is a very real problem that could happen to any of us. There are a million articles out there advising you how to avoid this painful experience. You should read them and take their advice. However, what do you...

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What To Do BEFORE You Lose Your Wallet

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

One of our staff members recently had to deal with a stolen wallet. Someone then used her debit card to buy expensive computers online, which caused an overdraft of her account. Her bank put a hold on her account, and she had no money for a week before this was cleared up. It was a...

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What To Do AFTER You Lose Your Wallet

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 5 minutes

Fan of credit cards.

One of our staff members recently had to deal with a stolen wallet. Someone then used her debit card to buy expensive computers online, which caused an overdraft of her account. Her bank put a hold on her account, and she had no money for a week before this was cleared up. It was a...

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Recurring Charges: Why Are You Paying For That?

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 2 minutes

Fan of credit cards.

On my way to Bankruptcy Court in Greenbelt, I caught a story on WTOP that said that more than 2 million people who are still paying for AOL dial-up service actually have high-speed internet access.  It would seem likely that many of these people are paying for a service they no longer use. As part of...

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Home Improvements & Home Price

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: < 1 minute

Remodeling before your sell?  Find out why this may not pay. Dave Gormley and real estate agent Ken Montville discuss Ken’s blog post Home Improvements and Home Price.  In the interview they discuss the idea of return on investment and home improvements.  If you are getting ready to sell your home taking on major renovations...

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Scam Series – Child Models

by Dave Gormley | Posted in Civil Law & Consumer | Reading Time: 4 minutes

scam warning sign

Do you think your child could be a model or an actor? If a talent scout says they’ve got a future in the business, you might be excited and flattered. But look out- you could be the target of a modeling scam. We don’t want to sound discouraging. We just want to give people a...

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New Maryland Laws Effective Today

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 5 minutes

If it’s October, you can bet Maryland has some new laws. October 1 is when most new Maryland laws take effect. As per usual, we have the rundown of the new Maryland laws that are likely to affect you the most. Share this with friends and family. Everyone should know this stuff. Rear Facing Child...

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When Your Life Insurance Can Refuse to Pay

by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 4 minutes

You should get life insurance to protect the loved ones you may leave behind. And you probably think your loved ones are perfectly safe after you sign on the dotted line. But did you know that in Maryland, your life insurance can legally refuse to pay out sometimes? I had a case years ago where...

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Three Ways to Stop an Eviction in Maryland in 2021

by Tucker Clagett | Posted in Bankruptcy & Foreclosure | Reading Time: 6 minutes

The Federal Eviction Moratorium was recently stricken down by the Supreme Court. Thousands of tenants in Maryland are subject to eviction. Congress has done nothing to renew it, so there is no federal lgal protection from eviction right now. If you, or someone you know, is subject to an eviction because they fell behind on...

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