Road map for Workers’ Compensation Claims in Maryland

There are several steps to make sure you secure your rights under the workers’ compensation law of Maryland. This is a good road map. But remember, a consultation is free so don’t hesitate to pick up the phone and call us to find out for sure.

(1) Report the injury to your boss

You must report any injury to your boss as soon as you can. If you didn’t do this when the accident happened, just do it now. Better late than never.

(2) Talk to a Lawyer

Get some good advice before you do too much. The consult is free, so you have nothing to lose.

(3) File a claim.

You must file a formal claim with the Maryland Workers’ Compensation Commission in Baltimore. This is NOT the same as the insurance company handling your claim. People call them “workers’ comp” but they are not the same thing. Your claim is not safe until you file with the WCC – an arm of the Maryland state government.

(4) Get medical care

Don’t tough it out. Get good and early medical care for your injury. The insurance company has to pay the bill and you get to choose your own doctor. If they give you grief about this, call a lawyer immediately. Your medical care is too valuable to delay.

(5) Get your benefits

There are several available to you. Our Free Legal Guide explains them all. Make sure you are getting the right benefits, and the amount they are paying is fair under the law. I sound like a repeating parrot, but you should really talk to a lawyer about this. It is a free consultation.

(6) Hearings?

If you have a dispute with the insurer, you can request a hearing before an Administrative Law Judge called a Workers’ Compensation Commissioner. They will decide the matter after a contested hearing. Just because the insurance company makes a decision, doesn’t mean you have to accept it.

(7) Recovery

Recover from your injuries and get back to work. You will never make as much on comp benefits as you will working, so you should try to get back to work as soon as possible.

(8) Get your permanent partial disability benefits

These are specific benefits under the law that are better explained in more detail at this link.

We hope this has been a helpful road map of your Maryland workers’ compensation claim. Remember, a consultation with a lawyer is always free for workers comp. Don’t hesitate to call us.