Here is the link to US Trustee Bankruptcy Information Sheet that anyone who files for bankruptcy in Maryland is required to review. While we include a copy of in the folder we give to every client we figured having an online version couldn't hurt. Maybe now Dave Gormley will get rid of that laminated copy […]

Most people we meet with for a bankruptcy consultation have done anything and everything they possibly could to avoid filing for bankruptcy.(that bankruptcy consult is free, by the way) Often, “anything and everything” includes increasing their tax allowances and exemptions at work so payroll will start withholding less money from their paycheck. If not done […]

At the end of 2019 the Mortgage Debt Forgiveness Act was reinstated. Unfortunately, this has not received any media attention. From the bankruptcy cases we handle we know there were a lot of short sales and foreclosures in Southern Maryland the last two years. Therefore, we know it is important to get the word out. […]

So you received the notice in the mail that we have a Scheduling Conference or Settlement Conference coming up. This post will explain what exactly that means, especially for Charles, St. Mary's and Prince George’s Counties. A Settlement / Scheduling Conference is a formal meeting with the Judge or Magistrate. It is a way for […]

Here are some weird and whacky food laws from around the world: France banned the use of tomato ketchup in elementary schools in 2011. Children tend to use ketchup to hide the taste of food, and the French authorities thought this was nothing less than an assault on their culture. In Singapore, it is illegal […]

Ok, we are going to the Court House, but we are not going in front of a Judge. The Court House is bordered by Pratt, Hanover, Lombard and Hopkins. The entrance faces Lombard Street where the two wings meet at a “V”. For parking it is best to plan on paying for a garage. The […]

A Tradition Unlike Any Other (What a great slogan! We should trademark that.) Every year we buy a bunch of poinsettia's to decorate the lobby for Christmas. And every year in January, we toss the old poinsettia plants into the dumpster from our second floor window! Of course we make a contest out of it! […]

Dave Gormley discusses short sales, bankruptcy, taxes and more with Southern California Realtor Connor MacIvor.

Navigating Bankruptcy Procedures: Your Journey to the Courthouse When you file for bankruptcy you often only have to attend one meeting. If you live in Southern Maryland this means going to the US Trustee's office in Greenbelt. However if we have to attend a bankruptcy hearing you will be going to the Court House. For […]

Should you make a budget and track all of your spending to make sure you follow it? Sure, but is making a New Years resolution really going to make you do it? Probably just the opposite. Almost all New Year's resolutions fail in the first few months of the year. My New Years resolution each […]

People often ask us what they need to bring to their first family law consultation. While it's not necessary to bring anything to your divorce, child custody, or adoption consultation, there are some things you can bring that will be helpful. This post will list them. Most of the information I need to know will […]

Requesting Foreclosure Mediation in Maryland When someone comes into our Waldorf or Lexington Park offices for a foreclosure consult, they often have a packet from their mortgage company that includes the Maryland Foreclosure Mediation Op-In Form. Many people ask if going to mediation is worth the $50 fee. The answer is it may be worth […]