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If you are thinking about filing bankruptcy in Maryland, you may be asking one very important question: Will I be able to keep my home? That concern is completely understandable. For many people, a home is not just property. It is where their family lives, where they feel secure, and often their biggest financial asset. […]

Here we go again. The government shut down is scheduled to start January 31st. Federal employees may soon be unsure about when they will get their next paycheck. What is the best way to budget for a short term crisis like the government shutdown? As a bankruptcy attorney in Southern Maryland for over 25 years, […]

If the government is shutdown it is going to cause intense financial pressure on government workers and contractors. But especially those who are in a Chapter 13 Bankruptcy. Individuals in a Chapter 13 plan are supposed to send in regular plan payments to the bankruptcy trustee, who disburses the money to their creditors. If their […]

When financial burdens become overwhelming, filing Chapter 7 in Maryland can provide relief by eliminating unsecured debts. This legal process offers individuals a fresh financial start while protecting essential assets. However, bankruptcy law is complex, and missteps can lead to delays or even case dismissal. At Southern Maryland Law, we have been helping individuals throughout […]

Worried about losing your car if you file for bankruptcy? For many Maryland residents, especially in Southern Maryland, having a vehicle is a necessity. The good news is that you can often keep your car in both Chapter 7 and Chapter 13 bankruptcy, depending on your specific situation. When you visit our Waldorf or Lexington […]

As the gambling options in Maryland have continued to grow, I have seen more and more people in Charles, St. Mary’s and Prince George’s County who need to file for bankruptcy because of their gambling debts. The problem is that the number of people dealing with gambling addiction continues to grow. With the legalization of […]

The Federal Eviction Moratorium was recently stricken down by the Supreme Court. Thousands of tenants in Maryland are subject to eviction. Congress has done nothing to renew it, so there is no federal lgal protection from eviction right now. If you, or someone you know, is subject to an eviction because they fell behind on […]

Bankruptcy can be an intimidating time for individuals and families. Many myths and cautionary tales abound about what to expect during bankruptcy proceedings. While Chapter 13 bankruptcy is undoubtedly a big undertaking, it is a way for you to gather your financial footing if you find yourself overburdened with debt. During a Chapter 13 bankruptcy, […]

Chapter 13 bankruptcy can be a lifeline for individuals and families looking to restructure their debts and start anew. However, potential clients often ask us, Can you be denied for a chapter 13 bankruptcy? The answer is yes. The chapter 13 bankruptcy process isn’t straightforward, and courts will reject a chapter 13 bankruptcy filing in […]

Chapter 13 bankruptcy can provide a valuable solution for individuals struggling with debt. By allowing repayment over three to five years, Chapter 13 bankruptcy provides a way for you to get back on track financially and regain control of your finances. When you file for Chapter 13 bankruptcy, you make payments for three to five […]

Chapter 7 bankruptcy offers a fresh start for individuals. If you’re struggling with credit cards or medical bills, Chapter 7 can erase your debts within a few months. However, because it discharges most consumer debts, not everyone will qualify for Chapter 7 bankruptcy. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) requires […]

Alimony or spousal support is not dischargeable in bankruptcy. Bankruptcy can help you manage overwhelming debt, but it will not erase domestic support obligations. Or, if you receive spousal support, you will not lose it if you file for bankruptcy. Our attorneys have been handling bankruptcy cases in Southern Maryland for over 30 years. We […]