Video Gallery

What are the types of bankruptcy?

This is a recording of an interview of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

More information on the different types of bankruptcy:

How is bankruptcy filed? Does it go to court and what is the process like?

This is a recording of the same interview (as above) of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

What should I do to avoid bankruptcy?

This is a recording of the same interview (as above) of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

What happens at the 341 Meeting of Creditors?

Dave Gormley prepares Southern Maryland bankruptcy clients for their 341 Meeting of Creditors in Greenbelt Maryland. This meeting is called a “341 meeting of creditors” because it comes from section 341 of the Bankruptcy Code. That regulation requires that you attend this meeting so the bankruptcy trustee can question you about your income, expenses, debts, and property.
To learn about how to bounce back from bankruptcy click here.

What should I bring to my bankruptcy consultation?

When people from Southern Maryland call to schedule their initial bankruptcy consultation in our Lexington Park or Waldorf office they usually want to know what to bring. Our answer is “Just bring yourself”. For the initial consult, our main goal is to get an overall picture of your financial situation. We will have plenty of time down the road to look over tax returns and pay stubs. We find that if we focus too much on these details we may miss something important. Often a person calls because of some triggering event like a lawsuit or a foreclosure notice. Bringing these notices for us to take a look at is always a good start. However, at this first meeting, we want to focus on the forest, not just the tree that is in front of you.

To help get the big picture we start by asking a page full of questions that helps us get an overall picture of your financial situation. It may not be the most personal way to start a meeting, but to answer any of your questions in a meaningful way we need all of this information first. By plodding through and getting this information down on paper not only will we be able to answer your questions we will probably be able to anticipate most of them. More importantly, these questions help us to quickly figure out what options you have. That way we can thoroughly explain these options so you will be able to decide which one is best for you. For more information about bankruptcy click here.

How are the DUI laws different between D.C. and Maryland?

Southern Maryland Lawyer Dave Gormley and DC Traffic Lawyer K. Lawson Wellington discuss how Maryland and DC Laws on DUI are different.

How long is it going to be until I can buy a house or get a mortgage after bankruptcy?

Think you will never be able to get a mortgage again if you file for bankruptcy? In this video Dave Gormley discusses with Seanna Smallwood of Southern Trust Mortgage how a person with VA eligibility can get a mortgage while their Chapter 13 Bankruptcy is pending.