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What are the types of bankruptcy?

This is a recording of an interview of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

More information on the different types of bankruptcy:

How is bankruptcy filed? Does it go to court and what is the process like?

This is a recording of the same interview (as above) of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

What should I do to avoid bankruptcy?

This is a recording of the same interview (as above) of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

What happens at the 341 Meeting of Creditors?

Dave Gormley prepares Southern Maryland bankruptcy clients for their 341 Meeting of Creditors in Greenbelt Maryland. This meeting is called a “341 meeting of creditors” because it comes from section 341 of the Bankruptcy Code. That regulation requires that you attend this meeting so the bankruptcy trustee can question you about your income, expenses, debts, and property.
To learn about how to bounce back from bankruptcy click here.

What should I bring to my bankruptcy consultation?

When people from Southern Maryland call to schedule their initial bankruptcy consultation in our Lexington Park or Waldorf office they usually want to know what to bring. Our answer is “Just bring yourself”. For the initial consult, our main goal is to get an overall picture of your financial situation. We will have plenty of time down the road to look over tax returns and pay stubs. We find that if we focus too much on these details we may miss something important. Often a person calls because of some triggering event like a lawsuit or a foreclosure notice. Bringing these notices for us to take a look at is always a good start. However, at this first meeting, we want to focus on the forest, not just the tree that is in front of you.

To help get the big picture we start by asking a page full of questions that helps us get an overall picture of your financial situation. It may not be the most personal way to start a meeting, but to answer any of your questions in a meaningful way we need all of this information first. By plodding through and getting this information down on paper not only will we be able to answer your questions we will probably be able to anticipate most of them. More importantly, these questions help us to quickly figure out what options you have. That way we can thoroughly explain these options so you will be able to decide which one is best for you. For more information about bankruptcy click here.

How are the DUI laws different between D.C. and Maryland?

Southern Maryland Lawyer Dave Gormley and DC Traffic Lawyer K. Lawson Wellington discuss how Maryland and DC Laws on DUI are different.

How long is it going to be until I can buy a house or get a mortgage after bankruptcy?

Think you will never be able to get a mortgage again if you file for bankruptcy? In this video Dave Gormley discusses with Seanna Smallwood of Southern Trust Mortgage how a person with VA eligibility can get a mortgage while their Chapter 13 Bankruptcy is pending.

What do I do next?

You can either learn more about your legal issue right here on our website, or contact us right now for a consultation.

Don’t wait to discover what you need to know about your legal issue. We wrote many Free Legal Guides so you can get answers to your legal questions today.

Read that guide now. You can learn a lot about your legal problem in about 15 minutes. Then call us for your consultation so we can discuss the particular facts of your case.

If you have a legal issue things you do now will affect your case later. You should always know your options and be informed before you make major decisions about your legal case.

Then contact us for a consultation about your case. Every legal case is different. We will need to discuss the particular facts of your specific case before we can give you the best advice.

Our consultations for cases are always no obligation. We can do them in person, on Zoom, or over the phone. We will listen to the unique facts of your case and explain the law as it applies to you personally.

We will discuss your options so you can make informed, intelligent decisions about your case. Then you know the next steps to take.

Contact us today. We will make it convenient for you to get answers.

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I was involved in a motorcycle collision in 2013, it required a year of physical therapy, and 38 days in the hospital. Tucker Clagett worked with my wife and I while managing all legal affairs for us. I had to only focus on my recover while he and his staff handled all other aspects of the claim process. Professional and fair in all aspects.


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Over 2000+ Satisfied Clients

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This law firm was absolutely the best! All the stuff was so friendly and the lawyer that took care of my case was amazing. Tucker Clagett and his paralegals were great. This is a really caring law firm and I would recommend anyone who has to deal with workers comp to this lawyer or anyone to this law firm.


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Why Choose Southern Maryland Law?

We are your community law firm

We have been a vibrant part of the Southern Maryland community for over 55 years. And we believe in community service. Our community has been very good to us, and we try to repay that kindness. We believe giving back to our community is an important part of our job.

One of the oldest law firms here

We are the second oldest law firm in Southern Maryland, serving clients for over 55 years. Thousands of your neighbors have trusted us to be their legal counsel. That’s because we get results, and we treat our clients right. We would never have lasted this long if we did not.

Large enough, yet small enough

We are large enough to provide full service, but small enough to focus on you. Some of the larger firms that opened satellite offices in Waldorf have dozens of attorneys, and even more support staff to handle their clients. At Southern Maryland Law you will be a name – not a number.

Not your grandfather's lawyer

While our firm has been around a long time, we are not what you think lawyers are like. We pride ourselves on being a little more approachable, a little more casual, and a little more likeable than the average lawyer. We are real people with real solutions to your real problems.

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