by Nasheia Smith | Posted in Family Law | Reading Time: 3 minutes
(2025 Note: This post is about a Maryland legal case in 2021. The law changed in 2023. To learn about the new law, see our Free Legal Guide to Divorce.) To get a divorce in Maryland, you need “grounds.” The most common ground for getting divorced is the one year voluntary separation. To achieve that,...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
The Maryland and Federal Foreclosure Moratoriums are scheduled to end June 30th, 2021. So, starting July 1st the mortgage companies can start sending out new Notices of Intent to Foreclose. These notices are the start of the foreclosure process in Maryland. If you are behind on you mortgage do not wait to get this notice...
by Tucker Clagett | Posted in Civil Law & Consumer | Reading Time: 7 minutes
A Home improvement project gone wrong can cost you a LOT in time, money, and peace of mind. I have litigated several home improvement disputes over the years. Believe me, you want to avoid being in that position. It is stressful, and expensive. You can do a lot to avoid being in that situation if...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes
Last year in 2020, I wrote an article about what to do with your government stimulus check. We’ve gotten two more since then, and my advice has changed. Last year the right answer was to save it as an emergency fund for the coming pandemic, and to use it to pay down debt if you...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
Recently, some clients have mentioned during their consults that they heard this is the “perfect” time to file for bankruptcy. While I certainly think bankruptcy is a good answer for many people, bankruptcy is not the answer for everyone. Is it a good answer for you? Like so many things in life the answer to...
by Nasheia Smith | Posted in Family Law | Reading Time: 8 minutes
The breakup of a marriage is a painful and emotional process. In many ways it is the worst time to make smart decisions affecting your future. Yet it is very important that you do so. The decisions you make now can profoundly affect your life, and the lives of your children, for years. This post...
by Nasheia Smith | Posted in Family Law | Reading Time: 4 minutes
Experiencing an act of domestic violence is an overwhelming experience on several levels. Along with the psychological and physical trauma, you also face significant legal issues. You should get help – and you should get that help immediately. Below is list of resource that can help you deal many of the issues that you will...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 3 minutes
When someone here in Southern Maryland comes to me to file for bankruptcy they sometimes ask if they will ever be able to get a mortgage to buy a house. Many people just assume they never will be able to qualify for a mortgage in Maryland after filing a bankruptcy. That just isn’t true. I...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 6 minutes
This post gives you a road map of the “usual” Chapter 7 and Chapter 13 Bankruptcy. I wrote it to give my clients, and prospective clients, a good general outline of what to expect if you need file for bankruptcy. Of course, not all bankruptcy cases follow the usual format. Your case may take some detours...
by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes
Filing for bankruptcy will probably not affect your credit as much as you think. If you are in a situation where bankruptcy is an option, your credit is probably bad already. So a bankruptcy may not do nearly as much damage as you may think. All credit reports will show your bankruptcy for a period...
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