This post gives you a road map of the “usual” Chapter 7 and Chapter 13 Bankruptcy.  I wrote it to give my clients, and prospective clients, a good general outline of what to expect if you need file for bankruptcy. Of course, not all bankruptcy cases follow the usual format. Your case may take some detours […]

Filing for bankruptcy will probably not affect your credit as much as you think. If you are in a situation where bankruptcy is an option, your credit is probably bad already. So a bankruptcy may not do nearly as much damage as you may think. All credit reports will show your bankruptcy for a period […]

The Trustee meetings for most of the Eastern Shore take place in the Federal Building in Salisbury, Maryland. This building houses the Post Office, Federal Court House and other federal agencies. When you enter the building turn to your right and walk past the metal detector into the court room. Yes, the meetings will be […]

The main reason to get a free bankruptcy consultation is to figure out your options. Once you know your options you can make informed, intelligent decisions. What about waiting? Is that an option? Why take action now? What many people do not know is that IF you are going to have to file for bankruptcy, […]

Conclusion & Next Steps So never worry about your pet in a bankruptcy filing. We will be sure to keep your pet safe for you. Want to know more? Discover what you need to know about bankruptcy in Maryland. Click here to see our Free Legal Consumer Guide to Maryland bankruptcy cases and get answers […]

This post explains how alimony is handled in a typical Maryland divorce. It is part of our Free Legal Consumer Guide to Divorce in Maryland. Alimony is part of some, but not all, Maryland divorce cases. For all the details on Divorce in Maryland, click here to read our entire Free Legal Guide on Divorce […]

This page is for our current bankruptcy clients. We created it to help prepare them for a formal meeting called a 341 meeting of creditors in a Chapter 13 case. (Click Preparing for Your Chapter 7 for a similar article) A typical bankruptcy case does not involve a lot of confrontation. The one place it […]

This page is for our current bankruptcy clients. We created it to help prepare them for a formal meeting called a 341 meeting of Creditors in a Chapter 7 bankruptcy. (Click Preparing for Your Chapter 13 for a similar article) A typical bankruptcy case does not involve a lot of confrontation. The one place it […]

While fireworks actually predate American history by a few thousand years, fireworks have been a long standing symbol of American Independence since 1777. Original celebrations of our independence included the firing of guns and cannons. While that has understandably fallen out of public favor due to safety concerns (imagine blasting a cannon in your backyard […]

Each tax filing season can bring up thorny issues that will affect couples long after they’ve separated. Unless ex-spouses can set aside their differences, one or both partners will often end up overpaying. For example, one tax preparer in a Wall Street Journal story told of a tax return he did where the wife was […]

When you file for bankruptcy in Southern Maryland you need to take two classes. They can be done online or over the phone. There is a Credit Counseling Class that you take before you file. After you file, you need to complete the Debtor Education Class so your case will be closed with a discharge. […]

We get a LOT of calls from people who want to add their children or another family member to the deed to their house. But before you proceed with adding someone to a deed, you need to consider the tax and financial implications. They have the best intentions – but they may be making a […]